The DIT Total Fund, comprised of the Stock and Income Funds, returned 0.0% ( net)* in the third quarter, underperforming the index** by 10 bps. The DIT Stock Fund (+1.9%) underperformed the 80% S&P 500/20% MSCI EAFE Index by 10 bps and the DIT Income Fund (-3.9%) underperformed the Bloomberg U.S. Aggregate Index by 40 bps.